View All Elgin IL Homes with Low HOA Listings

$364,900
2 Beds 2 Baths 12737036 MLS CONTINGENT Status
Welcome to this 2 bedroom ranch home in Edgewater by Del Webb, Elgin's sought after 55+ active adult community! Offering desirable one level living, this home is situated on a beautiful homesite backing to open space and features a patio and mature landscaping. Inside, the bright, open floor plan features 9 foot ceilings, tile and carpet floors and abundant natural light. The kitchen offers 42 inch cabinetry, Corian countertops, stainless steel appliances, a large pantry, and plenty of workspace and storage. The spacious primary suite features a bay window with western exposure, walk-in closet, and private ensuite bath with dual vanities and walk-in shower. The light filled second bedroom provides flexible space for a guest room, home office, or den. Enjoy low maintenance living in this gated active adult community with a 24-hour staffed entrance and access to Creekside Lodge. Community amenities include indoor and outdoor pools, hot tub, fitness center, tennis courts, shuffleboard courts, billiard room, walking trails, and more. HOA services include lawn maintenance, snow removal, and driveway sealcoating every two years. Conveniently located in Elgin, Edgewater by Del Webb offers resort-style amenities and an active adult lifestyle with shopping, dining, recreation, and everyday conveniences nearby. If you're looking for a ranch home, 55+ community, single level living, or Del Webb home in Elgin, this is one you won't want to miss!

2892 Edgewater Drive, Elgin

$419,000
4 Beds 4 Baths 12712673 MLS ACTIVE Status
Welcome Home to 176 S. Channing, a beautifully maintained 4-bedroom home offering generous living space, valuable updates, and low-maintenance living in a convenient Elgin location. Built in 2006 the home feels bright, welcoming, and truly move-in ready. The thoughtfully designed main level provides comfortable spaces for everyday living and entertaining. The spacious kitchen features abundant cabinetry, modern appliances, and a cozy dining area perfect for casual meals. All four bedrooms are generously sized, offering flexibility for sleeping, a home office, or additional hobby space. The fully finished basement expands the possibilities even further. Create the ultimate recreation room, home theater, fitness area, playroom, or comfortable guest retreat-the choice is yours. Outside, the minimal-maintenance yard means less time spent on upkeep and more time enjoying your home. The HOA also provides access to approximately three acres of shared green space, offering the benefits of additional outdoor space without the added maintenance. Important improvements include a new roof in 2023, radon mitigation system installed in 2024, and new air conditioning in June 2026. Solar panels provide an additional energy-efficient feature, and the seller will consider satisfying the solar lien in full at closing with an acceptable offer. Conveniently located near shopping, dining, and everyday amenities, this inviting home combines space, comfort, and convenience. Don't miss the opportunity to make it yours!

176 S Channing Street, Elgin

$540,000
3 Beds 3 Baths 12600749 MLS CLOSED Status
Welcome to Edgewater by Del Webb, a 55+ active adult community offering low-maintenance living and resort-style amenities. This thoughtfully designed home that lives like a ranch features a spacious kitchen with granite countertops, an oversized island, abundant cabinetry, walk-in pantry, and a raised dishwasher for added convenience. Hardwood floors flow throughout the main level, where the kitchen opens seamlessly to a large eating area and inviting family room. The main level includes two bedrooms and two full baths, highlighted by a generous primary suite with a private bath featuring double sinks, a separate tub and shower, and a walk-in closet. Laundry is ideally located just off the primary bedroom. A dedicated office with French doors, mudroom off the garage, and an extended heated 2-car garage add to the home's functionality. Upstairs, you'll find a private retreat with an additional bedroom, full bath, and second living area-perfect for guests, extended family, or a caregiver. Step outside to relax on the brick paver patio, and enjoy the convenience of an HOA that covers lawn care and snow removal. Edgewater residents have access to a clubhouse, pool, fitness center, and a variety of social activities, all within a 24/7 gated community. Ideally located near Randall Road with easy access to shopping, dining, and golf. Roof, Siding, Furnace and Hot Water Heater all new in 2024 Welcome home.

2850 Stoney Creek Drive, Elgin

$435,000
3 Beds 4 Baths 12595342 MLS CLOSED Status
Welcome to this beautifully maintained two-story townhome nestled in the prestigious Bowes Creek Country Club community. This 3-bed, 3.5-bath home offers the perfect blend of low-maintenance living, vibrant community lifestyle, and exceptional amenities, just minutes from the Randall Road corridor's premier shopping, dining, and everyday conveniences. As part of the Bowes Creek Country Club, residents enjoy access to the award-winning golf course, clubhouse, and on-site restaurant, providing great opportunities for recreation and connection. A charming front porch welcomes you inside to an open floor plan highlighted by 9' ceilings, beautiful millwork, and newly refinished hardwood floors (2025) throughout the main level. The formal dining room showcases tray ceilings, crown and panel molding, and an elegant chandelier. The spacious family room features a gas-starter fireplace with marble surround and flows seamlessly into the gourmet kitchen, equipped with high-end stainless steel appliances, granite countertops, a center island with seating, tumbled travertine backsplash, and ample, beautifully crafted 42" cabinetry. A bright breakfast nook leads to a deck overlooking open green space and peaceful nature views, perfect for morning coffee or relaxing evenings. A newly refinished half bath (2025) and laundry room complete the main level. Upstairs, the spacious primary suite features vaulted ceilings, a large walk-in closet, and a spa-inspired bath with dual granite vanities, whirlpool tub, and glass-enclosed shower. Two additional bedrooms offer vaulted ceilings, generous closets, and share a well-appointed full bath with dual vanities. The newly finished basement (2025) offers incredible additional living space with a large recreation room, a bonus room, full bath, and storage room. Additional highlights include an attached 2-car garage, energy-efficient windows, and an exterior sprinkler system. Enjoy maintenance-free living with lawn care and snow removal all included in the HOA. Ideally situated in a peaceful setting yet just minutes from the Randall Road corridor, this home offers the perfect combination of comfort, convenience, and an active community lifestyle.

1159 Falcon Ridge Drive, Elgin

$635,000
4 Beds 3 Baths 12573054 MLS CLOSED Status
Price just reduced - The best value in the neighborhood! Welcome to 3679 Bellamere Lane in Elgin - a stunning 2024 new construction home by Pulte offering 3,126 square feet of beautifully designed living space, a 3-car tandem garage, and incredible community amenities. Step inside to a bright, open and expansive first-floor layout perfect for modern living and entertaining. The main level features a spacious living room, dining area, and gourmet kitchen with pantry, plus an office nook just off the kitchen. A private office, mudroom, and powder room complete the thoughtfully designed first floor, offering flexibility and functionality for today's lifestyle. Upstairs, you'll find a luxurious primary suite highlighted by an elegant tray ceiling, a huge spa-like bathroom, and a generous walk-in closet. Three extra-spacious bedrooms with ample closet space, a convenient second-floor laundry room, and a large loft area provide plenty of room for family, guests, or additional living space. The full, unfinished basement offers endless possibilities to customize-create a home theater, fitness area, recreation room, or additional bedrooms to suit your needs. Exterior and technology highlights include beautiful stonework on the front of the home, a gas line ready for your outdoor grill, and smart home wiring throughout. Enjoy an exceptional lifestyle with a low HOA fee of $104 per month, which includes access to a clubhouse, fitness center, pools, splash park, tennis and basketball courts, and paved walking trails. Even better, the grade school and community clubhouse/pools are conveniently located at the end of the street. This move-in-ready home blends modern comfort, space, and convenience in a prime Elgin location-schedule your showing today!

3679 Bellamere Lane, Elgin

$259,000
2 Beds 3 Baths 12577915 MLS CLOSED Status
Welcome to this charming two-story townhouse nestled in the sought-after College Green community, where comfort meets carefree living. Offering two bedrooms, two-and-a-half baths, and a one-car garage, this home delivers a truly maintenance-free lifestyle, with the HOA handling exterior maintenance, lawn care, and snow removal. Step inside to a bright and spacious living and dining area filled with natural light and finished in timeless neutral tones. Durable wood laminate flooring flows throughout the main level, creating a stylish yet easy-to-maintain space ideal for everyday living and entertaining. Sliding glass doors open to a private deck, extending your living space outdoors, while a conveniently located half bath adds to the functionality of this level. The kitchen is thoughtfully designed with a pass-through to the main living area and features stainless steel appliances, including a gas range, along with ample cabinetry for storage. Upstairs, you'll appreciate the convenience of second-floor laundry and two generously sized bedrooms. The primary suite serves as a relaxing retreat, complete with a private bath featuring a double vanity and a soaking garden tub. Outside, the private New Patio is perfect for morning coffee, summer gatherings, or simply enjoying sunny days. Ideally located close to shopping, dining, and major highways, this home combines comfort, convenience, and low-maintenance living in an excellent location. Furnance 2023, A/C 2024, Washer/Dryer 2025,Patio 2025! New Carpet 2nd Floor 2026. Welcome Home!

1604 Pebble Beach Circle, Elgin

$388,000
3 Beds 3 Baths 12557325 MLS CLOSED Status Copper Springs BLDG.
Fresh opportunity! Welcome home to this spacious and beautifully maintained 3-bedroom duplex offering over 3,000 square feet of finished living space, including a versatile loft and a fully finished basement - ideal for today's flexible living needs. The main level features both a bright living room and a comfortable family room with a fireplace and gas starter, providing the perfect setup for everyday living and entertaining. The expansive kitchen is thoughtfully designed with a center island, corner pantry, upgraded countertops, and a generous eating area for casual meals or gatherings. Upstairs, you'll find three well-sized bedrooms along with a large enclosed loft - perfect for a home office, playroom, media room, or guest space. The primary suite serves as a true retreat, complete with a walk-in closet and a spa-like bath featuring a whirlpool tub, separate shower, and oversized vanity. The finished basement adds even more flexibility with a recreation room and wet bar, creating an ideal space for movie nights, game days, or entertaining guests. Some rooms have been recently painted - this home offers a clean, modern, and move-in-ready feel throughout. Enjoy low-maintenance living with an HOA that covers lawn care, snow removal, exterior maintenance, and common insurance. A brand-new roof in 2024 with no special assessments provides added value and peace of mind. Situated on a desirable corner lot with a welcoming front porch and an open park area directly across the street, this home combines space, comfort, and convenience - just minutes from expressways, shopping, dining, and everyday amenities. A rare opportunity to enjoy generous square footage, thoughtful design, and low-maintenance living in a prime location. Don't miss the chance to make this one your own!

3134 Kyra Lane, Elgin

$360,000
3 Beds 2 Baths 12417338 MLS CLOSED Status
Welcome to refined country living! Experience the perfect blend of tranquility, space, and convenience in this exceptional ranch-style residence, nestled on a beautifully landscaped 0.68-acre corner lot in the highly sought-after Big Timber Acres neighborhood. Perfectly positioned across from the nearly 600-acre Burnidge Forest Preserve, this home offers captivating views of natural landscapes, peaceful surroundings, and an unmatched opportunity for relaxed, yet connected living. As you arrive at 14N392 Coombs Road, a freshly repaved and sealcoated driveway welcomes you, flanked by meticulously maintained gardens and mature trees that enhance the property's sense of privacy and serenity. An additional gravel driveway off Pleasant Drive provides ample parking space for vehicles, RVs, or trailers-perfect for those with a more adventurous lifestyle. Step inside and immediately feel the warmth and sophistication of the wide-plank wood laminate flooring that flows throughout much of the main level. The expansive living room invites you in with its charming fireplace, a cozy centerpiece ideal for chilly evenings, while a large bay window bathes the space in natural light and frames picturesque outdoor views. The heart of the home lies in the thoughtfully designed kitchen and dining area, where gray cabinetry and stainless steel appliances provide both style and functionality. The open layout is ideal for entertaining, with plenty of space to accommodate a large dining table and flexible seating arrangements. A spacious pantry closet and conveniently located laundry closet add to the home's everyday practicality. This single-level home offers three well-sized bedrooms and two full bathrooms, making it perfect for anyone seeking the ease of stair-free living. The primary suite is a peaceful retreat, featuring an en-suite bathroom and private access to a charming screened-in porch-a perfect space to unwind with a beverage while taking in the tranquil surroundings. Outside, the expansive deck provides an ideal setting for entertaining, grilling, or simply enjoying the fresh air. The fenced-in backyard is adorned with mature trees and beautiful landscaping, and includes a cozy fire pit, perfect for gathering with friends and family. The attached two-car garage offers abundant space for both vehicles and storage, ensuring that everything has its place. Located in unincorporated Rutland Township, the home benefits from low property taxes and has no HOA restrictions, allowing you the freedom to enjoy your property your way. With quick access to US-20, Big Timber Road, and Randall Road, commuting and daily errands are a breeze. You'll find yourself just minutes from grocery stores, restaurants, and major highways-all while enjoying the quiet comforts of country living. This is a rare opportunity to own a truly special home in a peaceful, well-established neighborhood. Don't miss your chance to experience the lifestyle this remarkable property has to offer. Offered AS-IS.

14N392 Coombs Road, Elgin

$489,000
4 Beds 3 Baths 12351332 MLS CLOSED Status
Set along Providence's tree-lined boulevards and pocket parks-and served by highly regarded District 301 schools-this two-story home with a rare walk-out basement provides the space, sunlight, and flexibility today's buyers crave. A wide covered front porch, charming roof dormer, and fresh designer-neutral exterior paint create welcoming curb appeal, while the newly updated deck steps down to a level, sun-soaked backyard that's perfect for summer barbecues or a future patio off the walk out basement. Inside, hardwood floors connect a bright living room, formal dining room, and an expansive family room centered on a fireplace, with open sightlines that keep conversations flowing into the kitchen. Here, an oversized peninsula seats five, a dedicated breakfast area is framed by sliding doors to the deck, and quality raised-panel cabinetry is complemented by a stainless-steel dishwasher, gas range, and a double-bowl sink beneath a gooseneck faucet. A butler's pantry along the hall to the dining room doubles as a coffee bar or holiday buffet. Just off the foyer, a main-level den offers an ideal home office or playroom. The unfinished walk-out basement, already roughed in for a full bath, invites future plans for a rec room, in-law suite, or home gym without sacrificing storage. Upstairs, three bedrooms feature true walk-in closets; the vaulted primary suite adds a bath with dual-sink vanity, soaking tub, and separate shower, while a thoughtfully split hall bath serves the secondary bedrooms. Only one block from the neighborhood park, playground, basketball and tennis courts, and ball fields-and just minutes to Randall Road shopping, dining, and the I-90 corridor-this home pairs small-town community living with commuter convenience and a low-fee HOA.

3149 Primrose Street, Elgin

$475,000
2 Beds 2 Baths 12383786 MLS CLOSED Status
*** MULTIPLE OFFERS RECEIVED *** This is the one you have been holding out for. EVERYTHING has been done in this gorgeous, modified Montrose model located in the highly desirable Edgewater 55+ community. The sellers spared no expense as they curated their perfect dream home. Your chef's kitchen awaits and has been completely reimagined with an expanded island, new Cambria quartz everywhere, a new under-mount sink, a new built-in beverage center, exquisite top-of-the-line pendant lighting, and all new Jenn-Air appliances. The bathrooms have also been completely redone from top to bottom, utilizing only the best available finishes too numerous to mention. You will appreciate the additional storage provided by the custom-created bedroom closet systems and the additional cabinets added to the laundry room. You can always tell how well a home is maintained by how clean and pristine the garage and utility rooms are. These are immaculate, and an organizer's dream! Extra storage can be found in the garage that features a slatwall storage system and overhead metal rack, so you have a place for everything. Mechanically, the home boasts a new 25-year architectural roof with warranty, a new driveway, new HVAC, including a new whole house humidifier, a new 16-seer A/C unit, and a new water heater. Sellers added attic insulation, including over the garage. The entire home has been painted, including trim, doors, ceilings, and all the hardware in the home has been replaced. Speaking of outdoors... the outdoor living in this home is an entertainer's dream, with a new power-operated backyard awning with wind-sensor and beautiful outdoor LED lighting, also all new stone planter walls surrounding the home and have been thoughtfully filled with gorgeous plants and flowers. Edgewater is the perfect retirement community filled with like-minded neighbors and plenty of planned activities. You will enjoy bocce ball, pickleball, indoor and outdoor pools, monthly events, and all the other things you love to do!! The HOA prides itself on maintaining low monthly fees, and the reserves are generously funded. Come see this one-of-a-kind home today before it is gone.

2771 Cascade Falls Circle, Elgin

$335,000
2 Beds 2 Baths 12303271 MLS CLOSED Status
Charming Ranch-Style Monroe Model Home - Built in 2013 This elegant and well-maintained home offers both comfort and privacy, located in a secure gated community. With an easement on the side and no neighbors behind, enjoy peaceful, private living. The home boasts an inviting open layout with 8-foot ceilings, 42" kitchen cabinets, stainless steel appliances, and low-maintenance floors. The kitchen features a pantry, eat-in area, and dining space, making it perfect for both casual meals and entertaining. Step through the glass slider to a concrete patio with a power shade awning, ideal for relaxing outdoors. The family room features a wall of windows, providing stunning views of the beautifully landscaped backyard. The spacious master bedroom includes large windows, a ceiling fan, and an impressive walk-in closet. The master bath is a retreat, offering comfort-height counters, double sinks, a glass-door shower, a heater lamp, and a transom window. The second bedroom includes a closet and convenient access to a full second bathroom with a tub/shower combo. Additional features include a 2-car garage, custom paver bricks along the driveway, and a golf cart-friendly community. No snow shoveling or mowing is needed-it's all taken care of! Enjoy peace of mind with seal coating of the driveway every other year, included in the HOA. The community offers fantastic amenities such as walking paths, indoor & outdoor pools, a hot tub, tennis courts, pickleball, bocce, and more at the Lodge. This home is ready for a fast close and is perfect for those seeking low-maintenance living in a vibrant, active community.

2882 Stoney Creek Drive, Elgin

$339,900
3 Beds 3 Baths 12152076 MLS CLOSED Status
*Stunning Tri-Level Townhome with Rooftop Oasis in Elgin, Illinois!* Welcome to this meticulously maintained 3-bedroom, 2.5-bathroom townhome, offering 2,000 sqft of modern living space in the heart of Elgin. Built in 2007, this home combines contemporary design with comfort, featuring a versatile room that can serve as a home office, gym, or playroom-perfect for today's flexible living needs. The main level boasts an open-concept layout, highlighted by a spacious living room, dining area, and a gourmet kitchen equipped with stainless steel appliances, granite countertops, and ample cabinet space. Large windows throughout the home flood each room with natural light, creating a warm and inviting atmosphere. Upstairs, you'll find three generously sized bedrooms, including a luxurious primary suite complete with a walk-in closet and an en-suite bathroom. The additional bedrooms share a well-appointed full bath, making this home ideal for families or guests. One of the standout features of this townhome is the beautiful rooftop deck, perfect for entertaining, relaxing, or simply enjoying panoramic views of the surrounding area. Whether you're hosting a summer barbecue or unwinding after a long day, this rooftop space is sure to become your favorite retreat. Additional highlights include a newer roof, very low $80/ mo HOA fees, and an attached two-car garage. Situated in a desirable Elgin location, you'll enjoy easy access to shopping, dining, parks, and schools Don't miss the opportunity to make this exceptional townhome your own-schedule your private showing today!

148 Kimball Street, Elgin

$511,000
4 Beds 4 Baths 11907895 MLS CLOSED Status
NOTHING MAKES MORE SENSE!!!! Assume this approx $330,000 mortgage at 3.75% as opposed to getting an 8% conventional loan and save literally hundreds of thousands of dollars over the life of the loan! Not to mention get a $500,000 home for less monthly payment than a $300,000 home would cost you in todays market! Wouldn't you rather have all of this STUNNING CUSTOM HOME and 1.21 Acres of land vs what's available right now? A opportunity won't come like this again any time soon. Over $400,000 in interest saved, low mortgage payment, better investment equating to more equity in the buyers pocket vs interest paid to a bank. Sounds like a win! But wait, there's more! This home has been completely updated from top to bottom. There are so many things to love about this simply perfect home. Are you looking for peace and tranquility in a neighborhood with unique non "cookie cutter" homes, lots of space, no pesky HOA rules, freedom to grab farm fresh eggs or veggies from your private garden, summer fun in your pool and bbq's on the huge deck, a huge garage and outbuilding to store your boat, toys, hobbies, etc? Or maybe you're just looking for a gorgeous home that's turn key with HUGE rooms throughout, a finished basement, a phenomenal primary en suite boasting walk in closets, custom vanity space, laundry shoot, and all remodeled. This home has everything, and we mean EVERYTHING, a buyer could ask for! The kitchen boasts a stunning tile backsplash, luxurious granite counters, solid surface HANDSCRAPED HW flooring throughout the main level, open plan to family room with fireplace, formal dining room, formal living room, enormous mud room, new windows in 2015, invisible fence, stunning upgrades lighting and fixtures, gorgeous bar in basement, 4 super sized bedrooms, 3.1 baths, and more. Your new dream home in a hop-skip-jump from I90, Rt 20, shops, dining, and more. Private schools are also less than .5 miles away. Buyers will appreciate the super low taxes in this unincorporated niche location. Talk to us more about the assumable mortgage with a super low interest rate. Schedule your showing today and get in before the holidays to enjoy this exquisite home and rare opportunity!

12N619 Jackson Drive, Elgin

$123,000
2 Beds 1 Baths 11842922 MLS CLOSED Status
Say hello to one of the best deals in town! Introducing this fantastic 2-bedroom 1 -bath condo in booming Elgin! For those looking to step into the world of homeownership, Elgin is ranked among some of the best places to live and raise a family in Illinois. Located just next door to Elgin Community College, this is the perfect opportunity to start building your future in a thriving community. This recently refreshed unit features a roomy open concept living room and dining room combo creating a trendy and versatile space, ideal for entertaining friends or relaxing after a long day. During the warm summer evenings, step out onto your private patio and soak in the ambiance of this welcoming neighborhood. The eat-in kitchen, complete with great counter space and room for a small breakfast table or a mobile storage cart. You'll be surprised with the amount of storage throughout the unit as there is plenty of storage space to keep your belongings tidy and organized. Both primary and second bedroom feature great closet space, fresh paint and newer partial carpeting. The convenience of shared access to a Washer/Dryer area with the second-floor tenant means you can enjoy all the perks of laundry day without the hassle. The icing on the cake? A back deck/stairs leading to the parking lot, where you have not one, but two assigned parking spaces. No more worrying about finding a spot! One of the best features of this condo is its location on a quiet dead-end street and with a low Homeowners Association (HOA) fee. Don't miss out on this incredible opportunity to own your own piece of West Elgin. Say goodbye to renting and embrace affordable living in a space you can truly call home. Come and see it today - schedule your showing today!

475 S Belmont Avenue Unit #4, Elgin

$460,000
3 Beds 3 Baths 11485755 MLS CLOSED Status
Outstanding pristine home with designer like finishes that rarely comes on the market. This beautiful home shows like a model & is located in the popular & prestigious 55+ Regency at Bowes Creek Country Club subdivision! Enjoy living in a premier & low maintenance Toll Brothers community! Highlights include: dramatic 2-story ceiling, wide-plank hand scraped wood flooring, neutral paint, upgraded lighting, custom drapery, beautiful plantation shutters, & a stunning staircase. Entertain with ease in the with the eat-in kitchen w/granite counters, under/above cabinet accent lighting, a spacious island/breakfast bar, stainless steel appliances, double oven, five burner stove, easy glide cabinet shelving, custom wine cabinet, & bonus pantry! Family room opens to kitchen, perfect for entertaining, and includes marble gas fireplace. This incredible floorplan features a main floor primary suite with private spa-like bathroom and enormous closet! The primary bathroom offers a jetted whirlpool tub, dual sink vanity, & separate shower with pebble floor! Guests will enjoy their choice of either the main floor or 2nd floor bedroom + bathroom! The spacious 2nd floor loft makes for an additional living/office space or can easily be converted into a 4th bedroom! Other highlights include: upgraded paver patio with pergola, 3 full upgraded bathrooms, upgraded utility room and painted garage. Too much to list! Take note of the incredible stone curb appeal, covered porch, heated gutter cables, irrigation system, & professional landscaping! Peaceful location near shopping, restaurants, golf, & entertainment! Easy access to highways & Metra! Enjoy the community clubhouse, tennis court, pool, golf, social clubs, & more! Wonderful HOA, easy living, & low taxes! This is the home you have been waiting for! MOVE-IN-READY!

3878 Seigle Drive, Elgin

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Elgin, IL · Curated MLS Search

Homes with Low HOA in Elgin, IL

An editorially curated view of every active homes with low hoa listing in Elgin, IL. Updated in real time from the local MLS, presented without the noise.

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