The first time we meet, we will discuss what you are looking for, what your price range is, and what your financing options are. We will answer any questions you may have and discuss what to expect during the process.
Before viewing homes, you will need to get pre-approved for a loan with a reputable lender. We will review different mortgage options, costs, and find the best financing option for you. Your lender is a valuable partner during the buying process. Once you have chosen a lender, you will complete the loan application process and obtain a pre-approval letter. Your pre-approval letter demonstrates your financial strength and will enable you to make an offer on a property.
We work together with you to identify your needs and target properties that match your specific requirements, ie., location, desirable features, affordability, amenities, etc.
Based on your search criteria, we provide you with property listings that match your requirements. You will also have direct access to the MLS to search properties anytime and and indicate your level or interest or any questions you may have. We will share our insights and recommend properties on an ongoing basis.
Once you have found the right home, we assist you in determining a fair but competitive offer through our experience and knowledge of the current local market, your purchasing power and any other related knowledge. We then prepare and present your offer to the listing agent/seller.
The purchase contract will include: Your offer price, the date of closing, and any contingencies (inspections, mortgage, sale of current property, etc...). Attached with the offer is your pre-approval letter and proof of funds . Many buyers also include their personal letter to the seller expressing why they want this particular home. We have sample letters and can assist you with this.
Once your offer is accepted, you will be asked to open escrow with the earnest money deposit which is stated on the purchase contract. The next step is to schedule and complete all inspections. Together we will review all disclosures, documents, and reports as applicable that pertain to your transaction. We are in constant communication with you every step of the way assuring you of the progress of your transaction.
During this period, the contract is reviewed by your attorney and agreed upon by both parties. Your attorney will spend time focusing on all the standard contingencies including inspection, appraisal and mortgage commitment. Once all contingencies have been addressed and timelines, met, it’s time to go to the closing table.
Closings take place at a title company selected by the sellers’ attorney. After all documents have been signed, the property is conveyed to you and you are a home owner!
As you prepare to move into your new home, we can offer resources to help simplify things and make the transition easier. Whether you need helpful moving tips or a full concierge service, we are here to help! Your 100% satisfaction is our goal! Congratulations!